The basics
Term vs. Whole Life Insurance: The Key Differences
How temporary and lifelong coverage differ in cost, cash value and flexibility.
Guides
Life insurance guides
Six in-depth guides to the questions people ask most, from choosing a type of policy to naming beneficiaries. Each one is written in plain English and reviewed at least once a year.
All guides
Browse by topic
New to life insurance? Start with Term vs. Whole Life Insurance: The Key Differences, then read How Much Life Insurance Coverage Might You Need?.
Planning
How Much Life Insurance Coverage Might You Need?
A step-by-step way to estimate coverage, plus the costs people often overlook.
Beneficiaries
Naming Beneficiaries: What Every Policyholder Should Know
Primary, contingent, minors and trusts: getting the form right the first time.
Life stages
Life Insurance at Every Stage of Life
How coverage needs tend to change from your first job to retirement.
Later life
Final Expense Coverage Explained
How small end-of-life policies work, including waiting periods and alternatives.
Checklist
Ten Questions to Ask Before Choosing a Policy
The questions that bring a policy's important details into view before you sign.
Official resources
Helpful public resources
These official public websites are good places to continue your reading. CovForLife is not affiliated with any of these organizations, and they do not endorse our content.
- National Association of Insurance Commissioners (NAIC)The standard-setting organization created and governed by the chief insurance regulators of the states.
- Consumer Financial Protection BureauThe federal agency responsible for consumer protection in the financial sector.
- Federal Trade Commission: Consumer AdviceThe federal agency that works to protect consumers from fraud and unfair business practices.
- Federal Deposit Insurance CorporationThe independent federal agency that insures deposits at member banks.
- USA.govThe official website of the United States government.